About Medicare Health Benefits

Helping people understand Medicare since 1996

Medicare Health Benefits is an independent insurance agency based in Tucson, Arizona. Since 1996, we’ve helped people understand their Medicare options. Cassie Smith leads the agency, and Denise Ybarra runs the Tucson and Albuquerque offices day to day. Denise has deep roots in Tucson and experience helping people navigate Medicare.

Whether you’re getting ready to enroll, reviewing the coverage you already have, or helping a family member, you can bring your questions to a licensed insurance agent.

Meet Our Leadership

Cassie Smith

Cassie Smith

Leads Medicare Health Benefits, continuing the work her mother, Anna Rothhaar, helped grow.

Denise Ybarra

Denise Ybarra

Runs the Tucson and Albuquerque offices day to day. She has deep roots in Tucson and experience helping people navigate Medicare.

What to Expect When You Call

We’ll ask what brought you to us. Maybe you want to keep seeing a specialist, find out what a prescription might cost, or understand your options before you retire. If you already have Medicare, tell us what’s working and what you’d like to change.

Our agents work with multiple insurance companies. We can explain the plans we offer in your area and help you compare costs, provider networks, and prescription coverage. Depending on your questions, we can walk you through Medicare Advantage, Medicare Supplement insurance, and Part D prescription drug plans.

If you’re helping a parent, spouse, or someone else, you’re welcome to call with general questions. Having a ZIP code and the names of any doctors or medications you want to check can help us get started.

Our Story

Jane Wall started Medicare Health Benefits in Tucson in 1996. In 2005, she brought in Anna Rothhaar to help grow the agency. Anna’s daughter, Cassie Smith, leads Medicare Health Benefits today.

Our teams in Tucson, Albuquerque, and Nashville support the agents who work with clients, and we partner with Senior Market Advisors.

A History of Community Outreach in South Tucson

In 2013, the Medicare Health Benefits Community Resource Center was established in South Tucson. The nonprofit helped people apply for nutrition assistance and Arizona Medicaid and offered education about Medicare and Medicaid.

Read more in the Arizona Department of Economic Security’s 2014 outreach plan.

Talk With a Licensed Insurance Agent

Have a Medicare question? Call our Tucson office at (520) 760-6223. Tell us what you’d like help with, and we’ll start there.